I’m Approaching Change of Definition

Your Guide to Understanding Change of Definition in Canadian Long-Term Disability Claims

If you’re currently receiving long-term disability (LTD) benefits, you may be approaching an important stage in your claim known as the “change of definition.” This is a point when the criteria used by your insurance company to determine your eligibility for continued benefits may change.

Our free e-book explains what change of definition means, how it can affect your long-term disability benefits, and what you can do to prepare for a review of your eligibility.

At Fight My Denial, powered by Preszler Injury Lawyers, we understand the uncertainty that can come with this transition. Many LTD policies initially assess whether you can perform the duties of your own occupation before changing to a broader assessment of your ability to work in another suitable occupation.

Our guide provides practical information about approaching a change of definition, gathering supporting evidence, and understanding the options available if your insurer terminates your benefits.

Download our free e-book on this page to learn more about this important stage of the LTD claims process.

What You’ll Learn in This E-Book

• What “change of definition” means in a long-term disability insurance policy
• When a change of definition may occur and how it can affect your benefits
• The difference between “own occupation” and “any occupation” disability assessments
• What medical and occupational evidence may help support your continued eligibility
• Common warning signs that your insurer may be preparing to terminate your benefits
• What options may be available if your LTD benefits are discontinued
• How a long-term disability lawyer can help you understand your rights during this transition
• And more

Approaching a change of definition does not automatically mean your LTD benefits will end. However, your insurer may reassess your claim under different eligibility requirements, making it important to understand the terms of your policy.

If you have questions about an upcoming change of definition or your benefits have already been terminated, contact Fight My Denial for a free, no-obligation consultation with our legal team.